Do I Really Need To Carry Spare Ammunition?

I recently taught an intermediate-level class in which, when asked, not a single student said that they normally carry any spare ammunition for the defensive handgun they carry daily.  These were all intelligent, well-meaning people who were trying to take responsibility for their own personal safety as well as the safety of their families.  They had all been carrying on their CCW permits for several years, all of them claimed that they shot at least somewhat regularly, and all of them had taken the responsible step of seeking out additional, non-mandated training.  Yet it had never crossed their minds that they might, at some point, need more ammunition than the normal payload that their firearms carried.  Continue reading